11 March 2010
Getting Pre-qualified in the Keys
Posted by admin under: Loan prequaification .
It is important to be “Pre-Qualified” for a mortgage.
One of the first things you should consider doing is to talk with a lender who will Pre-Qualify you based on your income, debt ratio, and money available for a down payment. It is a very easy thing to do and can usually be done right over the phone. In this way you will know the price range in which to concentrate. Also, when you do make an offer, sellers tend to take you more seriously and you are more apt to have your offer accepted. I strongly suggest that you use a local lender who is familiar with the details exclusive to purchasing in the Keys, rather than an out of area lender. Generally, the entire procedure goes much more smoothly. Here are a few:
Fairway Mortgage Corp Linda Luttrell
PO Box 501620, Marathon, FL 33050
Phone: 305-743-3220 Cell: 305-395-0564
Email: lindal@fairwaymc.com
Countrywide Bank Lisa Feliciano
100360 Overseas Hwy, Key Largo, FL 33037
Phone: 305-451-9669 Cell: 305-766-0643
Email: Lisa_Feliciano@countrywide.com
Centennial Bank Michael Kiraly
11290 Overseas Hwy, Marathon, FL 33050
Phone: 305-743-4449
Email: mkiraly@my100bank.com
Orion Bank Rich Tompkins
12640 Overseas Hwy, Marathon, FL 33050
Phone:305-289-5806 Cell: 305-393-3926
Email: rich.tompkins@orionbank.com
Keys Federal Credit Union Chris King
553 Peary Court Rd, PO Box 1898, Key West, FL 33041
Phone: 305-395-2739
Email: Chris.king@keysfcu.org
